Need an appraisal for an FHA-backed mortgage? Call Gregory James Company, Inc.

The FHA retains of approved appraisers for each state - Gregory James Company, Inc. is on the roster of approved appraisers for GA. This means that we are qualified and approved by the FHA to do appraisal reports for home loans insured by them. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact Gregory James Company, Inc. if you need an appraisal done for an FHA-secured loan.

If your financial transaction is FHA approved, that means that it has been guaranteed by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lenders with safety by offering mortgage insurance in case the borrower does not pay his or her financial obligations. Low-income and moderate-income homebuyers benefit from an FHA-secured loan; the purpose of the Federal Housing Administration is to aid credit-worthy buyers to meet expectations and qualifications for lending organizations that they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA provides are exceedingly helpful to buyers with less starting capital.