Gregory James Company, Inc. is approved for FHA mortgages

The FHA retains of approved appraisers for each state - Gregory James Company, Inc. is on the roster of approved appraisers for GA. If you have an FHA-insured mortgage, be sure to hire Gregory James Company, Inc., as we are approved and certified to perform FHA appraisals. Part of the regular training our staff at Gregory James Company, Inc. undergoes deals exclusively with understanding the FHA's documentation and their rules and procedures.

If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

If your financial transaction is FHA certified, that means that it has been guaranteed by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is make sure that the loan is paid for in case the borrower defaults on his or her loan obligations. Low-income and moderate-income consumers benefit from an FHA-insured financial transaction; the point of the Federal Housing Administration is to aid credit-worthy potential buyers to meet expectations and necessities for lending agencies that they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are incredibly useful to those purchasers with less available starting capital.