Need an appraisal for an FHA-backed mortgage? Call Gregory James Company, Inc.

Gregory James Company, Inc. is GA state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured loan, be sure to get with Gregory James Company, Inc., as we are approved and certified to produce FHA appraisal reports. A portion of the regular training our staff at Gregory James Company, Inc. receives deals strictly with decoding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is backed by them. None of the money in the loan is provided by the FHA; what the FHA does is make sure that the loan is secure in case the borrower defaults on his or her loan obligations. Available to all consumers, FHA loan programs are created to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the Federal Housing Administration offers are extremely useful to buyers with less starting capital.