Need an appraisal for an FHA-backed mortgage? Call Gregory James Company, Inc.

Rest assured that Gregory James Company, Inc. is an FHA-certified appraisal service in GA. We are certified and approved to do reports for FHA insured financial transactions. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

If your loan is FHA certified, that means that the loan has been guaranteed by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the mortgage is taken care of in case the borrower doesn't pay their loan. Low-income and moderate-income homebuyers benefit from an FHA-secured financial transaction; the point of the Federal Housing Administration is to aid credit-worthy potential buyers to meet expectations and qualifications for lending organizations that they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Consumers with lower income or less starting capital to put down on a financial transaction are helped the most from Federal Housing Administration loan programs.