Attention homeowners: Real estate appraisal services for in Cedartown and Polk County
See the top seven reasons GA homeowners call on Gregory James Company, Inc.:
Do you own a house in or near Cedartown? Do you need help determining the price of your real estate?
At Gregory James Company, Inc., we understand the individual needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Gregory James Company, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value opinion than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Gregory James Company, Inc. is seasoned in helping customers just like you rid yourselves of unnecessary PMI insurance.
Challenge Tax Assessment
If you live in a region that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting a professional appraisal from Gregory James Company, Inc. is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your house is close to a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Gregory James Company, Inc. can help you reinstate your home equity line of credit with an expert appraisal.
Need Field and Desktop Appraisal Review Services?
Do you need a professional to double-check your appraisal for efficiency, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Gregory James Company, Inc. can We can assist you. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.