Attention homeowners in Atlanta and Polk County: Need an appraisal?
The top reasons GA homeowners need Gregory James Company, Inc.:
Own a home in or near Atlanta, GA and need help determining the price of it?
We at Gregory James Company, Inc. understand the individual needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Gregory James Company, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.
PMI Removal Appraisals
An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are seasoned in helping clients just like you rid themselves of unwanted PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if you live in a local area that is declining. That means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Gregory James Company, Inc. is your number one weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Gregory James Company, Inc. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you would wish to have a veteran appraiser double-check it for efficiency or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Gregory James Company, Inc. offers field reviews where we'll go out and check the subject and comparables. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Gregory James Company, Inc. can help you with that. While typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.