Need an appraisal in Cedartown or Polk County?
The top 7 reasons why GA homeowners call on Gregory James Company, Inc.:
Need help determining the value of your home in or near Cedartown, GA?
We at Gregory James Company, Inc. understand the individual needs of a consumer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Gregory James Company, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours.
Need to cancel PMI?
A preferred money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Gregory James Company, Inc., we're veterans in helping clients just like you do away with unwanted and unneeded PMI insurance.
Challenging Polk county's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that's declining. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting a professional appraisal from Gregory James Company, Inc. is your chief weapon when challenging your property tax assessment.
HELOC recently frozen?
If your house is in or near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. Gregory James Company, Inc. can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Do you need a seasoned expert to double-check your appraisal for efficiency, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Gregory James Company, Inc. can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Gregory James Company, Inc. can We can assist you. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.