Attention homeowners in Atlanta and Polk County: Need an appraisal?
The top 7 reasons GA homeowners order from Gregory James Company, Inc.:
Own a house in or near Atlanta, GA and need help determining the price of it?
We at Gregory James Company, Inc. understand the individual needs of a consumer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Gregory James Company, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value estimation than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are veterans in helping homeowners just like you do away with unwanted PMI insurance.
Challenging property tax assessments
Lets say you live in a local area that's going down -- your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Gregory James Company, Inc. is your number one weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be difficult from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Gregory James Company, Inc. can help you reinstate your home equity line of credit with efficient appraisal.
Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for efficiency? In a field review we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.