Need an appraisal in Atlanta or Polk County?
The top 7 reasons why GA homeowners order from Gregory James Company, Inc.:
Need help determining the price of your home in or near Atlanta, GA?
At Gregory James Company, Inc., we understand the unique needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping folks just like you rid yourselves of undesirable PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if you live in an area that is declining or is not appreciating as much as other properties close to yours. This means you are probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Gregory James Company, Inc. is your number one weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Gregory James Company, Inc. can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Have you just been handed a copy of your appraisal and you'd like to have a seasoned professional double-check it for efficiency or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Gregory James Company, Inc. can help you with that. While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.