Need an appraisal in Cedartown or Polk County?
Check out the top reasons GA homeowners use Gregory James Company, Inc.:
Need help determining the price of your home in or near Cedartown, GA?
At Gregory James Company, Inc., we understand the special needs of a customer seeking appraisal services. Our regular business clients are used to the appraisal process and the standard "products" we deliver to them. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Gregory James Company, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping consumers just like you remove undesirable PMI insurance.
Challenging property tax assessments
Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting an appraisal report from Gregory James Company, Inc. is your chief weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your home is in or near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Gregory James Company, Inc. can provide you with efficient appraisal to help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?
Have you just accepted a copy of your appraisal and you'd like to have a professional double-check it for efficiency or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Gregory James Company, Inc. offers field reviews where we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.